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  1. Qlds007

    Income Protection Insurance - worthwhile or not?

    And the whiter than white Australian Companies are ...................
  2. Qlds007

    Income Protection Insurance - worthwhile or not?

    Hate to disagree with you but i do. The Australian Company's are rarely there. Which ones are you referring to. I am aware of several clients who have made a claim with the companies you listed and have never had an issue with payment.
  3. Qlds007

    Income Protection Insurance - worthwhile or not?

    I do a lot of IP business through Aviva. Good sized company with over $800M FUM. As long as you dont have an unusual occupation or exotic lifestyle you will get a normal rating. Ask your Fin Planner to give you some form of commission rebate. I usually rebate commission to my clients...
  4. Qlds007

    Income Protection Insurance - worthwhile or not?

    Hi Tulip Sorry dont want to be argumentative but In our case coverage is at 80% of his salary, for a maximum of two years. this simply isnt correct. To be a complying policy the maximum it will cover is 75% of your income.
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