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Hi Petsy Yes hate to say there is not much difference between full doc and lodoc these days with the majors where the lvr is over 60%.

Hate to say Yes both NAB and SGB require 2 Years ABN. The Dragon will in addition requires last 2 BAS and possibly your Trading statements as well. In saying this SGB are fairly particular about the areas in which they lend so this could be an additional problem. Lodoc 60 would be an...

Furthermore yes i would look to split the loans and take out an equity loan to raise sufficient funds to cover the deposit and acqusition costs and then take out a separate standalone loan secured against the property itself. Depending on the LVR and overall loan amounts might want to use a...

No definately not ringing in the New Year. To be honest the period between Xmas and NY was the busiest we have ever had which bodes well for 2010. Certainly if you have 2 Years Tax returns come June Anz will look at the deal although bear in mind will only take your husbands Tax Net...