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Personally believe in supporting people who contribute and offer their time for nothing in assisting others and Alex for one does that. Sure Phillippe is a great guy so perhaps you could encourage him to join the forum and offer up some free information and assistance to other members.

Alex Sperling DIP F.S (FP) DIP F.S (MB) PH: 1300 700 496 MOB: 0411 320 962 is from Sydney and a regular forum contributor.