Hi Pete
There are still the odd Bank lender that doesnt require them my point i guess was how as a Broker can we do the loan when we have to comply with NCCP yet the Bank doesnt.
Spoke to a client who wanted a Lodoc 80 loan at the start of the week and couldnt provide BAS or Bank...
Whilst i respect Pete i am not convinced that under NCCP you could get away without BAS or Trading Statements post July 1.
Lenders arent covered until Jan 1 2010 but Brokers and non bank lenders certainly are.