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How the hell did your Solicitor not pick this up when undertaking the searches. Sounds like you and the other 3 registered owners might need to be having an urgent chat.

Have a look at the Section 32 certificate as it should state the current insurance arrangements in the disclosure. If nothing is in place then the 4 owners will need to take a Strata Policy to cover the buildings and common areas. You can then take out a separate Landlords Policy to cover...