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Hi again Just wondering if it may be worthwhile having your partner as a borrower with you. The bank is going to require something - and often being a guarantor is more of a rigmarole - there has to be independant legal advice given and usually certificates issued from a solicitor...

HI there it would actually depend upon the terms of the documents involved - some guarantees contemplate money received, recovered or realised or available for receipt by the bank (which suggests the property can be sold to discharge the debt). As this is going to be an owner/occupied property...

Hi there just talking from personal experience with my sister in law whose husband was transferring an existing loan (where he was the borrower) to a new property where the parties were joint tenants. The Bank required my sister in law to be a guarantor given she was not a party to the initial...

Hi there she is more likely to be the guarantor thanks

hi there whoever is going to be controlling money for your settlement (your power of attorney) is someone you have to trust - they will be providing bank cheques to your solicitor for settlement. Do you have a family member or friend who you can trust - by the way - there are serious...

Hi there was thinking rather than your attorney - you give someone power of attorney to sign the contract documents for you - if the property is in NSW you will need to register the power of attorney. It is quite usual where 2 parties are on title - and the loan is in one parties name to have...