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Assuming you are right and based on what a Ponzi scheme is, "A Ponzi scheme is a fraudulent investment operation that pays returns to separate investors from their own money or money paid by subsequent investors, rather than from any actual profit earned. The Ponzi scheme usually...

I would agree that for me personally there are suburbs in Sydney which is seriously unaffordable for me. However it may be very affordable to other people. There are also cars which seem seriously unaffordable for me but there are others who are able to buy them. In your case if you are...