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Thanks Devan for the detailed reply and the peek at the spreadsheet. Some questions: the percentage figures you used are your own personal rule of thumb percentages I assume? Also, IMO I think $100K for a GF build is pretty excessive. I tipped the GF build down to $60K this gave a 5.1% nett...

I feel like I've had my head in the sand. It's recently come to my attention that under the NSW Governments Affordable Housing Scheme; provided your block of land is larger than 500 and something m^2 and the granny flat is less than ~64m^2; you can get an approved private certifier and build...