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That's my point exactly. Too many planners would have you selling up IPs (or dropping the lead from the saddle bags as they call it) and piling your money into an overheated share market to increase their commisions. When in fact the best strategy may be to do the opposite. RC

I agree. I have quite a few managed funds because basically I don't have the time or the interest to research the share market. I've got nothing against the managed funds industry, only the planners who blindly push people that way to feather their own nests. Dealing with planners is like...

In my experience financial planners are a bit like used car salesmen. They push you in the direction that is of most advantage to them. I've noticed quite a few "strictly share only" advisers have started advising on property in the last 12 months. At the moment it's easier to sell. The same...