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Thanks all for your contributions. I'm frustratingly stuck until the ATO updates their lodgement site or some crap. My 08/09 return was lodged early Jan but is not showing up on their portal yet. St George ARE naturally encouraging me to place huge debt with them (I intend to buy 3-4...

Hi all, I have 2 mortgages with St George. Basically a 1.3M home, split 60/40. 60% PPOR and 40% IP under my trust. The trust rents the 40% to my business and is currently cash flow neutral. I owe $880K on it so probably have access to $160K equity there. I also have $200K in available cash...