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Weg, yes I faced a similar problem when trying to sort this originally. I wanted to insure for more and have 3 employees, but essentially I'm the bread winner. The hardest part for them to understand was that if I took 2 months off, I would still have income, but not so much in 6-12 months time...

I'll definitely look into it thanks Sash.

Glad to know I'm not the only one paying extreme amounts. A large part of ours is the income protection because we went the whole hog. For example, my husband is a record producer so if he gets hearing damage he can't do his job. The broker explained that if we have the wrong cover they...

Just wondering who here has insurance (not including your Super policy) and which type. Ours (we have all 3 types) is costing $11K a year and I'm thinking about letting it go.