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  1. Redom

    Where are your positively geared IPs??

    Doing it at 105% effectively captures the opportunity cost of putting your 'deposit capital' elsewhere. Given that those funds would've been earning you a return somewhere (even if its just term deposits), for a fair relative comparison between investments, it should be inputted into your...
  2. Redom

    Where are your positively geared IPs??

    Yep, opportunity cost of capital should be calculated.
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