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Hmm i've had a couple bad experiences with dual key townhouses. Valuation often is an issue. Spruikers love selling this at prices that make sense from a yield play but not in terms of capital value (e.g. house being sold cheaper than terrace). I'd be getting a val done before going too far...

Hmm its just a separate class of security in the eyes of the insurers. I assume its simply because GF+House are an older housing style and hence more known than 'dual key' apartments. As it becomes more and more common, more likely to be ok. From the insurers perspective, out of the...

Hmm this is a neat innovative way to get a good yield. Note there are financing constraints associated with 'dual key' single title apartments. It can be done, but it is particularly difficult to do in LMI territory.