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Obtaining finance is very similar across all states, so theres no need to find local brokers for each purchase. Unlike legals, where some states have specific requirements (qld for example is slightly different to NSW), finance is much more transferable from state to state. E.g. Commbank, NAB...

Agree with this. Sticking to one bank can only take you so far. For the most part, banks apply large interest sensititivity buffers to mortgages you already hold with them. Whereas they do not apply buffers (or apply lower buffers) to mortgages you hold with other institutions. Imagine...

Hey new2this - most brokers have clients across the country and are able to work remotely. :) To uncross, you'll likely need either an external or internal refinance. If theres equity and your serviceability is strong enough, you can pull it out to fund IP3. Cheers, Redom