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Agree with this. Selling is an important part of a strategy and can be a good risk mitigation tool. But you may have alternative options in this case that could save you the costs involved.

If you're loans been approved, CBA would use the contract price. :)

The grant is quite lucrative Joe. When did you purchase the apartment? Whats your reason for selling (given that you'll lose the grant, etc)? It may be possible for you to get a valuation ordered for the house at the 560k mark, instead of the 500k you have the contract at. You'll be...