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Hmm maybe - although it comes at the same time as APRA starting to 'coach' lenders... NABs recent $1000 rebate for P&I loan...APRA talking too? Cheers, Redom

With Shahin on this - if your strategy is to go all guns blazing early, take the equity and pay the premium. Sit on it until your ready to go again. You have to consider your next few moves before doing it (and have plans in place) but most aggressive property investors have this in mind...

Sounds like you've set it up pretty well so far! Its good that your paying down your current PPOR loan via an offset - it will help with maintaing maximum tax deductibility down the track if it ever turns into an IP. Regarding your next moves, set up a new separate loan split against your...