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Well played Montoya - sounds very well thought through (with the benefit of hindsight!) RAMS are known for a good high LVR policy. Cheers, Redom

Doesn't necessarily have to be high Veda Score Oshawott, but a very low score is generally a good indication of relatively poor credit history - Vedascores include an element of 'time'. So younger folk tend to have lower scores. This doesn't rule that segment out. A good history means...

As others have mentioned, it is definitely possible, but can be difficult to pull through, particularly for investment loans. You'll need genuine savings too (10% equity). You'll need to have a strong overall file for LVRs that high on investment loans - e.g. near perfect credit history...