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Agree 100% Shahin, definitely important to consider much more than that general (and very dangerous) first approach. Adding more colour, i think its also important to appreciate that lending policies are dynamic and change over time. While its almost impossible to fully pre-empt what...

Great work with lining up a mentor - pretty important element to success. If you havent already seen it, theres a thread on SS (around May this year) that talks about becoming a broker. Some very useful info in there.

Ha! My partners starting to get annoyed by my SS addiction and the strange hours i'm working. Hours are quite variable - it needn't be a 9-5 role and can be worked on through the day (anytime). Dw, i'm sure you can fit in time for sleep. Generally clients don't call me after 10 - others...

The general 'rule' that's talked about is going to the most conservative lenders first and then the most loose down the track. However, as Pete brilliantly highlighted, there's a whole lot more to it and it is a dynamic evolving process over time. Choosing a lender now will need to take into...