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Heya, no leniency required, SS'rs arent out to bite (most of the time!) Hmm most pro's prefer using 'equity' instead of cash to fund future property purchases. This will mean option 1. The reason is the equity you borrow against is deductible. However, you are paying ~20k in LMI because of...

Agree with you Shahin - not surprised there'll be some tightening in this area of policy as lending ramps up. IMO it'll only get harder into 2015. Cheers, Redom

Hi there, You can ask your broker on whether she thinks you'll be able to purchase a third property based on your current income. You can even ask her to map out a journey to 5th/6th/Nth property using some assumptions. It will help you formulate a plan, and then you can execute the plan...