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Theodore - no problem! :) Internal refi's are fine. Given you've paid LMI, internal refi is the way to go. Cheers, Redom

Heya, Well done, incredible achievements and goals for someone so young. Love hearing stories like this. As you grow, its very important to have a finance plan to matches your goals. Sit down with someone and talk through how to get from 0-10 over a certain time period. Obviously...