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Hmm yeah, not surprised. Try Westpac if it doesn't work for you, may have some luck there. Cheers, Redom

Note, it'll be much harder getting this type of loan in 2015 than 2013. 95%+capitalised LMI on an investment deal at I/O - its still possible, but much harder to get approval. As you grow your portfolio, it may become more and more difficult as your file weakens. May need to increase...

I assume a high LVR (95+) loan? Hence bankwest as the original lender choice back in 13'. Cheers, Redom

No problem. Just plugged some of those figures numbers (conservatively) into one of the more generous lenders calculators and got a figure around 430k in terms of borrowing cap for your PPOR AFTER you purchase your next IP. You could make a few tinks and stretch this out another 50-100k...

Hi Kingsley, 1. Your ability to purchase a PPOR will depends on your income and expenses, as well as what happens to interest rates between now and purchase time. If you post some basic details of your income, debts, and rental income, brokers here can you give you a guide of whether you...