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My partners an academic and did a study on what we think our house is worth vs what our house is actually worth. Its basically NSW/ACT wide survey data before sale v after sale. According to her study, homeowners over-estimated the value of their home by 12%.

That's pretty strange, most valuations I've done have been relatively smooth sailing. Some valuers are a lot more detail orientated and spend a healthy amount of time and record lots of detail. Others do a quick walk through and go to the next property. Quite often we see significant...