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Hashing out your first point a bit deeper: optimising the type of valuations used can have a large effect. There are a few different types of valuations used for residential properties - a computer modelled estimate, a kerbside (driveby) valuation and a full valuation (walk through). In...

This is one probably best left for Michael - but fast equity growth is a lot more powerful than saving. No way can such fantastic stories happen in such a short period of time from savings alone - great investing required for something like this to happen. :)

Incredible work Michael - thank you very much for sharing.