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Best to dig a little deeper than hitting serviceability wall with CBA on your next property, will also need to consider impacts on future cash outs. For example, you may need to withdraw equity to fund IP3. You'd want to make sure you have the breathing room with CBA available to you to go...

There may be no need to diversify your borrowings after 1 loan unless you have serviceability issues. CBA will treat your existing debt with them harsher than other lenders, meaning you can borrow less with CBA compared to most other lenders. Although you'll need to consider what another...