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Good to hear a positive experience Kristine. To date, i've had my few loan deals with them go reasonably smoothly, but they aren't a lender I particularly deal with too much. I don't think their rumours, I trust my sources and my colleagues on the forums who generally don't have the...

I like them for their NRAS, as it caters very well to fixed rates. Also, I could be wrong about this, but I believe they're a lender that take debt at actual repayments and don't credit score - plays a role too. Generally back end can be frustrating - have heard numerous unpleasant experiences...