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Yep - seeing wild differences in vals for same security for Sydney properties. Had a $220k+ difference recently (25%). Highlights the benefit of having the flexibility to valuer shop when refinancing.

Yep, the price guide isn't very accurate on some of those reports. The comparables are often where the most useful information lies. One small piece in forming price expectations.

Heya, The pre-approval at best can take you to the following conditions: 1) Valuation 2) Evidence of rental income 3) Subject to NABs security policy (ie you don't go buy a block of 12 Units in woop woop). Given that valuations come in at purchase price 95% of the time, and even more so...