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Ah true, most that write decent volumes would have it i assume. In any case, as youre at 80% lends may be best to order a few vals from different suitable lenders. As you mentioned, St George may not even be suitable given their relative conservative approach in cash out policy. Cheers, Redom

Vals are free with plenty of lenders Azazel. Get in touch with your (or any) broker and they'll order it and set it up for you. Get them to sit down and plan your 'accumulation' phase too. ;) Cheers, Redom

Ok. So that's a pretty clear enough goal to run a few finance scenarios. What you'll need to do is test your serviceability and see who you can cash out with. It will be more difficult to do this with St George than lets say ANZ (who have a more lenient cash out policy). Its worth...

Eek, ok. Best to begin by stating out: 1. What are you goals with the money your going to take out. A broker will then test whether you can achieve your end result in terms of borrowing power and which lenders you can go to. 2. Order a few valuations from different suitable lenders...

Heya, Should be possible - but you MAY have to evidence why you need the funds depending on the lender and the amount your withdrawing. By evidence, a COS for your next purchase, renovation quotes, etc (depending on why you want the money). If you've bought at 80% lends, you've got the...