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This is the best way to gain trust in a broker (IMO). Someone that's open and transparent in explaining their recommendations is likely to be operating with your interests as first priority. As others have said, plenty of reasons to use them, especially if servicing is tight and for...

So these are your first two properties? Not sure why NAB or Macquarie should even be on the table (unless your servicing is very tight). Generally makes sense to keep those two lenders (especially Macquarie) up your sleeve. Cheers, Redom

Me too Jamie - NAB discount pretty well in my experience. The 4.64% seems like the carded rate - can generally get some more juice out of them for a PPOR loan, especially if its sub 80%. Agree - hit up Ubank or loans.com.au (4.28% variable) if you only care about rate and its a 'set and...

Whats your loan size and LVR? If your going to either of the two, you may be able to squeeze a lower rate out of Macquarie and have a better comparison. Cheers, Redom