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Depends, don't have that much on goals apart from 'borrow as much as possible'. If less is required and little chance of future cash-out, I'd stay away from Macq and try and soak up one of the lenders that load OFI debt. Cheers, Redom

Making the following assumptions: 1. No dependants, HECS, other personal debts and a $10k credit limit. 2. A 5% yield on the new investment property 3. ~4.70% IR on your existing debt. I get around 700-750k with Macquarie - who'd be willing to give you more than most/anyone else in your...