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Hmm when you say you've reached your servicing wall - is that with ANY bank or just the bank you usually go to?

Very rough guide here mate: http://somersoft.com/forums/showthread.php?p=1255261#post1255261 If you're self employed, choose a lender that takes one years financials (CBA/ANZ) - otherwise you'll run into some banks that limit the income they'll use. If you add $50k to your income and the...