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The taxperts may correct me - but paying down an investment loan to take the money out again doesn't have much benefit. It does for deductible debt, as you'd be 'recycling' non deductible debt to deductible debt. But no benefit for investment debt. If the IP itself has grown in value, take...

Heya, Generally when you have the choice between the two, use equity, given the taxation treatment of debt. Taking out an extra $100,000 in a separate investment loan will provide an extra ~$4.5k in tax deductions, worth around $1.5k p.a in cash flow. Using cash, you won't get that. If...