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Interesting Sash, thanks for sharing. Regarding the equity release - from an alternate perspective, their use of AVM valuations for sub 80% lending is pretty handy when trying to release equity. Westpac indeed are also good in this space. I'm finding this very handy for Sydney home owners...

Its a little difficult to give you accurate advice without more information as to the lender your moving to and your goals. I would agree that 8ish loans with one lender is far too many if the loan size is eclipsing 3 million+, although this is partly dependant on the size of your income. If...