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Im not so sure of this just yet Cliff - this would mean most banks start restricting LVRs. APRAs peripherally mentioned that they have the option to go down this route if necessary, but this sort of intervention appears to be a while away. At this stage it is just tinkering and asking...

Great post sea change - very interesting. Whats happening is a closer linkage between income and debt levels. Prior to changes flowing through, someone on 80k can grow their portfolio well into the millions with some good structuring, yield purchases, etc. In income/debt terms - with decent...