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Its not a rejection based on I/O or P/I per se. Process below: To renew an I/O term with MOST of the investment lenders that one would have used to grow a massive portfolio on 75k (NAB, Macq, AMP, etc), the lender would do a full reassessment of your financial position. That is, they'll test...

Super post Simon - pleasure meeting you at the last SS meet too. Kudos! Amazing work, dedication and insight in all of the above. Interested in your risk management strategies, a few were touched. As a finance person, I'm a little bit cautious about 'more properties = less risk'...