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The growth of properties in the town does worry me slightly but the 2 towns either side are getting better. You guessed right with it being a country town - MORWELL, VIC. Need to do some more research on the other questions about the town you have asked. Vacant land not an issue.

Yes the above calcs were on interest only and i did keep in mind the P&I repayments.

Thanks for your reply Terry. I appreciate your example and please don't take this the wrong way but is it possible to just stick with my above example so i can get my head around my very own real example/situation. I am very new to all this and would find it much easier if the figures i have...

Hi Guys After much consideration and some helpful advice from some of you here on the forum about our original plan to buy, reno then sell IP's, we have decided to change direction and buy & hold. Found a property (which would be our first IP) and am wanting to put an offer in. Its a 1977 BV...