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Well with any start up - it really depends. Obviously, to make money - you need clients. And clients don't come easy in a competitive industry such as mortgage broking or any other industry. A plan - marketing strategy is imperative, and depends how much $$ you want to spend up front to get the...

Hi Honeyman, Good on you for the big move, there are a number of course offerings for Certificate IV - I went for Kaplan, cost just under $500, not bad at all includes an assessment and project and can be done online which course materials sent to you in the mail. 12 weeks max to finish it...