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Just curious, why would the dual_key, dual_income apartment be any different to a house with granny_flat? we know the house+ granny_flat may face challenges with valuation, but never LVR issues.

The selling agent would be able to provide you with all the info on the studio such as separate meter, whether can be rented out separately etc.. Though the studio is a bit small, it is a clever design though with a separate entry. Not sure the studio is approved under SEPP. Though you're...