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So if I have multiple existing loan and top up account with CBA, say Loan Account 1 Loan Account 2 Top Up Account 1 Top Up Account 2 and I have : Offset Account 1 does this 'Offset Account 1' offset all Loan and Top Up accounts above? or do we need to tell CBA or Broker which to...

I have been noticing on my CBA online account they created "Complete Access" account earlier this month with BSB/AC I didn't question my Broker/CBA what it is... Perhaps it is the offset account in readiness mode and is provided to me free of charge as I didn't request for one yet