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I must got Willy mixed up. sorry BigWill.

BigWill, you start this post to seek help. There are alot of Brokers here to help genuinely It's either you don't want to say who or don't know who the 'other lender', as we're guessing alot in this OP. It appears you accepted the 'other lender' with a 1% discount, mind sharing who this...

sorry, you went with another lender that is not CBA? and that lender lend you on purchase price with a full/desktop valuation? which bank?

If you are number 8 in your apartment, the valuer would not give any weights. If you have a view, valuer may to his/her discretion to give some weights over apartment in the complex that don't have views. Your desktop valuation doesn't have eyes and it cant tell if you have a view or not...