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The Broker I used for 10 years was too honest... I was his first client to use AMP for SMSF :eek:

$800 was for 2nd SMSF, the first SMSF the 'advice' cost was over $1k... yeah I got better.. :D

Both with AMP. One fixed at 6.0%, 2nd one variable at 5.5% with offset. The fixed one cant offset until out of fixed term. Because the 20% min down payment requirement for SMSF, I am still both +ve CF after taking 80% of rental. All surplus will go into this offset account. Is the $1k for...

AMP bare trust/recourse loan required: (1) an independent financial advise (2) an independent legal advise for the borrowers (3) an independent legal advise for the SMSF trustee All can't be the same firm, and legal cant be the same as the solicitor responsible for the property purchase...