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GeffW, Thanks, and sorry for my obvious ommission of detail from the previous on PPOR. I am in Defence and therefore live in fortunately very cheap, subsidised housing (130 p/w). I move on average every two years, so an alternative startegy to the 'normal' one of knocking over the PPOR...

Hi there, Being relatively new to the IP game having bought our first IP in late 2000, we are looking to refinance for flexibility to reinvest. Whilst the loan currently is P&I, we fell on our feet with a good little earner that has provided a positive cash flow, yet considerable capital...