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ditto... and near on irrelevant to the punter anyway. you disclose 10%, they dont know if you could have sourced at 3% or what other, lets just say...oh 10,000 products, are commission rated at anyway.... in any event, this whole thread should be about schemers, scammers and scheisters...

no prob... i think the whole problem here is scheisters, sharks, and crooks. its not necessarily the failings of the system in regards education, knowledge base and the like. u can be assued these advisors knew damn well enough about what they were advising into. you cant stop crooks from...

nigel.. pls dont make mistake of lumping insurance brokers in same category. we get paid the same commission across the board. every broker gets quoted same price, and same standard commission. and...most policies nowadays are standard across the industry. there is no incentive to do...

FSR was just that ausprop. doesnt benefit the public one iota.

stupid question if i may.... why would you sue/take legal action etc against a company that has gone broke??????? wouldnt be a lot of point would there.....who's going to pay????? (unless the gov chips in with some rescue fund, and i dont believe this warrants it.)

"buyer beware"....as always. fin.planners should be used as an extra learning tool, a second/third/fourth opinion, and not as the be all and end all for making investment decisions. what one does with their money, should be their decision, no one elses.