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I learned plenty from that one but more importantly, as you identified, underwent a significant shift in mindset. I view everything through the lens of opportunity--not cost--now. That change in thinking has flowed deep into other areas of my life. I was previously very reluctant to "spend"...

It was 8.09% for 15 years.

Yep. I listened to Dad's suggestion (good advice if you are super conservative and not planning on building a portfolio). I should have seen a mortgage broker but I was naive and didn't know the myriad benefits of doing so. I copped a fat break fee and paid way above SVR interest for...