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Went myself.

I discovered a while ago that you need to have a loan with CBA, and then search for a property under "Portfolio". You add the property, link it to a loan, then you're able to see the valuation. I think it said you could only do this on 3 properties (which would all need separate loans). The...

Nailed it.

I don't know for sure what CBA does, but in my experience, their desktop vals have aligned with what MyWealth told me, and I've refinanced back up to 80% a few times using this method. "Here's what I reckon X property is worth". They pop it in and go "System agrees, here's your money, sir". A...

Bummer. But this tool will probably be around for a while, so maybe you can go for < 80% desktops in 3-6 months and pull the wool over their eyes.

With CBA, I've gone back up to 89.9% with a desktop val. Thrice. Total borrowings weren't huge though.

...and another $63k. Ok, this is beyond ridiculous.

And another $8k today. Hm. Anyone else in Sydney/Inner West noticed upward movement on their values?

Again, for my benefit. System is having some issues currently. Value estimation on my PPOR just went up $60k..

I do not KNOW, but I think so, yes (based on my experience, which is a tiny sample).

How well do you know your local market china? PPdata is lagging behind slightly (market is still rising around me, not sure exactly how far behind their data is - anyone know? A month?) but I'd say I'm sitting about 3-4% higher than the CBA val on my place right now. When I estimated the...

Data is the new iron ore.

You may well have had an identical experience obtaining a 760k LOC (at 80).

What suburb are you in? It's quite possible for the estimation to be a bit off (but as far as I can tell* if you say, applied for an equity loan with CBA, and estimated the val of your place to be $950k, it'll align with their desktop val, the application should proceed without a curbside val...

There doesn't seem to be a mechanism in place to stop you adding IPs/a PPOR you don't own, so it is extremely unlikely. Plus, if they were to, just add a place or two that are skyrocketing in value. Problem solved..

MRO, a broker etc on here can probably do a free val for you. Or a less accurate method would be asking someone with RPData access to do a CRM and hopefully the appraisal price range isn't too dramatic.

Posting this for my benefit as much as that of anyone else. My suburb has been going crazy the last few months. Looks like the data is catching up. The estimated value of my PPOR on the CBA site just lifted over $10k. Nice to know.

This sums up my feelings on the matter.

Contact CBA. They should help out.

Estimated value matched up almost identically with a very recent CBA desktop val I had done.