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"Delayed gratification" is an interesting one. Thinking about it, I'd say I'm instead focused on "alternative gratification" ? finding other means of generating equivalent/superior moment-to-moment happiness and well-being. The only delay is in my options, which will accumulate in parallel with...

I'm 28. Bought PPOR 3 years ago. Shopping for first IP now. Goal: Have PPOR paid off and the option to retire by age 40. $35k passive income will be far beyond adequate. More won't hurt. Method: Buy and hold good quality properties for CG. Further down the track I aim to acquire places...