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Reply: 2.1 From: Richard Hunt Hi Rolf, Your right of course, but it's still plagiarism. Maybe I'll sidestep the issue and just paraphrase in the future :o) Cheers Richard

Reply: 1.2.1.1 From: Richard Hunt Lotana, All lenders will have different valuation policies. As a rule of thumb, at 3 mths from completion you have a good choice of lenders that will provide unconditional loan approval. In many instances lenders will accept the CofS as proof of value and...

Reply: 1 From: Richard Hunt Hi Lotana, Your obligations to settle on the completion date or within a certain timeframe following notice by the vendor are consistent with a standard CofS (whether OTP or otherwise). In the absence of any previously approved finance you need to make this a...