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let us know how this goes

this is false, NIMS have been up around 3% + they have actually been decreasing over the past 20yrs

I wouldn't hold my breathe on getting much more for such a small loan amount (no offense ment by the small loan comment). To put it in comparison for you the standard discount with CBA for 750k+ worth of burrowings is like 0.70-75? so thats 7.11% interest rate and the fact you don't have to pay...