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Correct .. it is up to the valuer not the bank, but if the estimate is reasonable I am usually there or very close in my valuation figure ... If it is X plus $100k that gets passed onto the bank and the valuer .. I tend to get pissed off I want to put my dark glasses on but unfortunately I...

Different banks have different panels of valuers; otherwise it is pretty much same same. As mentioned there are generally 3 levels/types of appraisals, depending on the LVR and other factors, they are Desktop, Drive by and Full Valuation, The first two will generally be a bit conservative and...

1. Just find one that knows your area and is on the panel. But remember that an individual valuer (person) will perform the valuation not a firm .. valuers are like all professions, you have the good, the average and the below average in every firm. 2. I think Charter Keck Cramer do most of...