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There was some recently paid LMI thrown into the mix, so any savings disappeared quickly. I put my guessing cap on and made some assumptions and guesses resulting in locking in for 3 years. Otherwise the 4.99% for two years looked good. The extra 0.25% was my insurance against an increasing...

I pull the trigger tomorrow on CBA's 3 year fixed. The best I could haggle is 5.24% for 3 years (advertised 5.29%). If I was still with CUA, I'd be pretty happy locking in for 5.10%. I couldn't get CBA to match it. Will it go down? Hindsight will have the answer. I've come to peace with this...

CUA now has a cheap rate at 5.1% for 1,2, or 3 years fixed.

Has anyone had any luck trying to lean on the big 4 for 4.99% for 3 years? I'm holding off till I hear of a few wins so that they can hear the confidence in my voice. Please let me know if you have some success. I'm with CBA.