Search results

Sound's like you maybe one of those people who possibly could not sleep? What happens after some one fixes a rate in material. I can almost guarantee why they fixed would not have changed. The only variable thing that would have changed is their thinking. If they're not sleeping, its...

Generally yes.....

Yes, I fixed at that rate in 2009 for 3 years on half the portfolio. After it rolled out, we refixed the same loans for another 3 years @ 5.59%, soon to roll out again next year. Sure its a slightly higher rate (which was a discounted prevailing rate at the time) but when one's built a...

Depends what your definition of "in front" is. Sometimes it's not about the money. I don't fix rates for cash flow reasons, rather risk minimisation. Sure, if rates go up up I'm ahead cash flow wise but more importantly to me it provides SANF knowing I'm insulated from any potential economic...

Providing you meet the usual DSR & LVR requirements you can increase an LOC's credit limit.

You can set up an LOC anytime.

I would (and always do) set up a separate LOC (ppor or IP secured ) used purely for Investing purposes. Simpler structure with flexibility options. Use it for funding IP deposits, purchasing costs & holding expenses.